Access US Treasury yields instantly with on-chain T-bill products from Ondo Finance and Backed. No lockups, minimums, or banks. Start investing today!
Capital Required
$100+
Time Commitment
< 1 hour setup
Skill Level
beginner
Risk Level
low
Set up a crypto wallet (MetaMask for Ethereum or Phantom for Solana)
Purchase USDC stablecoins through an exchange like Coinbase
Navigate to Ondo Finance (ondo.finance) or Backed.fi
Connect your wallet and complete any required KYC verification
Deposit USDC to mint tokenized T-bill tokens (OUSG or bIB01)
Yield accrues automatically — redeem anytime for USDC
Tokenized T-bills wrap US Treasury exposure into blockchain tokens, enabling 24/7 trading, instant settlement, and composability with DeFi protocols. You get the same underlying yield but with better accessibility.
Smart contract risk, custodian risk (the entity holding the actual treasuries), and regulatory risk. These are generally lower-risk than most crypto but not zero-risk.
Yes. You'll need an Ethereum or Solana wallet and stablecoins (USDC) to purchase most tokenized T-bill products.